NatWest Mobile Banking

Editor's Review

🌟 Discover the award-winning NatWest mobile banking app! Join over 9 million customers who bank with ease, speed, and security every day. Download now to transform your financial life! 📱

Why Choose the NatWest App? 🤔

• 🚀 Instant Account Setup: Open current, savings, and student accounts in a flash!
• 🔒 Enhanced Security: Multi-factor authentication (MFA) keeps your money safe. Send high-value payments, adjust limits, and more!
• 💸 Buy Now, Pay Later (BNPL): Enjoy flexible payment options.
• 🧾 Split a Bill: Easily share payment requests with friends.
• 🏧 Get Cash: Emergency cash withdrawals without your card.
• 💰 Save Spare Change: Single or Double round-ups help you save effortlessly.
• 🏡 Additional Services: Explore mortgages, insurance, and loans in one place.
• ⭐ Favorite Payees: Send money even faster!
• 🌱 Carbon Footprint Tracker: Monitor and reduce your environmental impact.
• 📊 Budgeting Tools: Manage spending and set categories for better control.
• 🔮 Credit Score Predictions: Understand how your decisions affect your credit.
• 💳 Instalment Plans: Repay credit card purchases over time.
• 🏦 All Accounts in One Place: Add other bank accounts for a complete view.
• ❄️ Freeze/Unfreeze Cards: Instant control over your credit and debit cards.

Premier Account Benefits: 👑

• ✨ Premier Select: Premium account with no monthly fee.
• 🎁 Premier Reward: Earn £9 back in rewards for just £2 a month, plus at least 1% at partner retailers!
• ✈️ Premier Reward Black: For £31 a month, enjoy airport lounge access, travel/phone insurance, and 24/7 concierge!

Student Account Perks: 🎓

• 🎉 £80 Cash + Tastecard: Open an account today!
• overdraft: Up to £2000 interest-free.

Important Information: ℹ️

• daily payment limit: Max 5 payments totaling £1000 (16+ only).
• 🏧 Get Cash: Withdraw up to £130 every 24 hours at our ATMs (min £10 in account, active debit card required).
• 📲 Touch ID/Face ID: Available on selected devices only.
• 📊 Credit Score: Available to 18+ with a UK address (provided by TransUnion).
• 💰 Spending: Available for Personal and Premium Current accounts (16+ only).
• 💳 Card Control: Freeze/unfreeze MasterCard credit and debit cards.
• ✈️ Travel Plan: Create one plan at a time (max 90 days, 7 countries).
• 🧾 Receipts: Available for Business Banking and Premier customers only.
• 📱 Age Requirement: 11+ with compatible Android devices and a UK/international mobile number.

Permissions: ✅

• 🌐 Allow network communication.
• 📍 Enable location services to find nearby ATMs/branches.
• 📞 Grant access to contacts for ‘Pay your contacts’ feature.

Photosensitivity Note: ⚠️

The app contains images that may affect photosensitive individuals. Adjust your device settings to disable motion and visual controls.

Device Requirements: ⚙️

Android device with OS 7.0 and above.

Terms and Conditions: 📜

By downloading, you agree to our Terms and Conditions (natwest.com/mobileterms). Save or print a copy with the Privacy Policy for your records.

Features

• Instant account setup

• Multi-factor authentication

• Buy Now, Pay Later

• Split a bill feature

• Emergency Get Cash

• Spare change savings

• Carbon footprint calculator

• Budgeting tools

• Credit score predictions

• Instalment plans

• Add other bank accounts

• Freeze/unfreeze cards

Pros

• Easy account setup and management

• Enhanced security with multi-factor authentication

• Convenient bill splitting feature

• Emergency cash access without a card

• Carbon footprint tracking

• Budgeting and spending management tools

• Credit score predictions

• Freeze/unfreeze cards instantly

Cons

• Limited Get Cash withdrawal amount

• Touch ID/Face ID limited to certain devices

• Receipt management limited to certain customers

• Potential photosensitivity issues